Residual Income  > About United Bank Card's Residual Programs 

Make the most of your merchant portfolio by increasing your monthly residual income with United Bank Card. We have the lowest per-transaction fees at 3 cents for dial and 2 cents for IP to help you decrease your costs, and we offer revenue splits up to an unheard of 65%!

In order to truly help you maximize your residual earnings, United Bank Card also offers the opportunity to help you gain full Visa/MasterCard registration - we will even pay 100% of the registration fees.

Revenue Sharing
Residuals will be split 50/50 to 55/45 over costs below. more information >>

Interchange, Dues & Assessments	Pass-Through
Bank (BIN Sponsorship) & No Risk	4 Basis Points
Visa/MC Transaction Fee	3.0¢ dial or 2.0¢ IP
Non-Bankcard Transaction Fee (Discover/Amex)	6.5¢
Debit and EBT Transaction Fee (+ Network Pass-Through)	10¢
Monthly Statement Fee / Customer Service	$6.00
Monthly Minimum	$0.00
Chargeback Fee	$10.00
Retrieval Request Fee	$5.00
Application Fee	$0.00
Programming / Deployment	$0.00

Buy-Rate
Residuals will be paid 100% above costs shown below. more information >>

Retail Discount Rate (Includes April 2005 Compliance)	1.64%
MO/TO Discount Rate	2.20%
Retail Transaction Fee	7.5¢
MO/TO Transaction Fee	12.5¢
Non-Bankcard Transaction Fee (Discover/Amex)	15¢
Debit and EBT Transaction Fee (+ Network Pass-Through)	10¢
Non-Qualified Surcharge Revenue (Paid to ISO)	25 Basis Points
Monthly Statement Fee / Customer Service	$6.00
Monthly Minimum (can be waived to merchant)	$25.00
Application Fee	$0.00
Programming / Deployment	$0.00
Visa / MasterCard Interchange Per Item	10¢ on Credit  15¢ on Debit

We see many other companies trying to copy UBC's methods and that means a couple of things. They think that UBC's programs are where the future lies and they would have done it first, if they had thought of it. - Anna Bridge, Bridge Business Solutions Inc.