Residual Income  > Flexible Revenue Program 


United Bank Card has developed the most flexible revenue sharing program available. With three different options to choose from, you can customize your own residual program by selecting the best option for each deal you submit. These options allow you to take advantage of our extensive free equipment program, including free electronic cash registers and wireless terminals, or earn revenue splits of up to 70%! This innovative revenue sharing program demonstrates how United Bank Card is leading the payments industry when it comes to maximizing the profits of our ISO Partners.


Fast FoodQuick Service Restaurant

Pay at PumpPay-At-Pump

Hotel and LodgingHotel/Lodging

 RetailSmall Ticket

SupermarketSupermarket

eCommerceE-Commerce

... in addition to the benefits of lower-priced Check Card rates.

Option 1 Option 2 Option 3
Equipment ECRs and Free Wireless Terminals Free Terminals No Free Equipment
Interchange/Association Fees Pass-through 50% Pass-through 60% Pass-through 70%
Visa/MC/Discover Transaction Fee 3.75¢ dial / 2.75¢ IP 4.75¢ dial / 3.75¢ IP 5.75¢ dial / 4.75¢ IP
Non-Bankcard Transaction Fee 6.5¢ 6.5¢ 6.5¢
Debit/EBT Transaction Fee (+ Pass-through Network Fee) 10¢ 10¢ 10¢
Monthly Minimum $0.00 $0.00 $0.00
Monthly Statement Fee/Customer Service $5.75 $5.75 $5.75
Chargeback Fee $10.00 $10.00 $10.00
Retrieval Request $5.00 $5.00 $5.00
Application Fee $0.00 $0.00 $0.00
Programming/Deployment $0.00 $0.00 $0.00
Batch Fee $0.00 $0.00 $0.00

Revenue Sharing
Residuals will be split 50/50 to 55/45 over costs below.

The Revenue Sharing Program is a true split of profitability including:

  • Discount rates
  • Transaction fees
  • Statement fees
  • Monthly minimums
  • Mid & non-qualified surcharges
  • Batch fees
  • Voice authorizations
  • Chargeback fees
  • Non-bankcard transaction fees
  • Corporate cards
  • Debit
  • EBT
  • Net vs. gross billing
  • ...and a variety of other revenue streams


Customer Testimonial

We entered 2 merchant applications on the online app and within 3 hours they were approved and awaiting the download file to be built. With this kind of response time I'll be entering in all my applications through the online app! Thanks guys!

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