Programs & Services > Credit Card, Debit Card and EBT Processing 

Credit Card Processing

Credit cards are the fastest growing form of payment available in the United States, and United Bank Card can give you the ability to offer a comprehensive credit card solution that will suit the needs of any business.

Your merchants will be able to accept all Visa, MasterCard, Discover, American Express, Diners Club and JCB cards for payment as well as private label and smart cards.

United Bank Card’s credit card processing services are available to merchants of all sizes in virtually every business sector, including retail, MOTO, restaurants, e-Commerce, supermarkets/multi-lane, hotel/lodging and petroleum / convenience store.

United Bank Card's ISO Partners have a variety of billing models available for soliciting new merchant customers. This includes 3 Tier, 4 Tier, 5 Tier and Interchange Plus pricing. Our back-end network system does not require any BET tables or standardized pricing, so each merchant is capable of having pricing customized to their requirements.

Debit Card Processing

Many customers prefer to pay by debit rather than credit, cash or check and United Bank Card can give your merchants the ability to accommodate this preference.

Pin-based debit transactions virtually eliminate the possibility of fraud and chargebacks, and options such as debt surcharges and "cashback" are available with our debit card service.

United Bank Card is connected to virtually every ATM, EBT and debit network including NYCE, STAR, Explorer, Pulse, Maestro, Shazam, Cash Station, Jeanie, MPACT, AFFN, Quest and the Visa Interlink network.

Electronic Benefits Transfer Processing

Electronic Benefits Transfer is a system used to transfer government benefits from a consumer’s federal account to a retailer’s business account. United Bank Card allows merchants to accept EBT cards and process them through their POS terminals exactly like a credit transaction.

Offering Electronic Benefits Transfer to your merchants will enable them to utilize a faster and easier alternative to paper food stamps.

The best thing about being affiliated with United Bank Card is the excellence of the support team; I know and trust the people I work with. They understand the needs of my office and I am confident that they do everything in their power to support my team. – Nathan Neely, UBC Merchant Solutions